Chip Instant Access Savings Account

Current rate

3.51%

Checked 5 Oct 2026

12-month trend

Provider: Chip
Type: Easy-access savings
Access: Instant
Minimum deposit: Not stated
ISA eligible: No
Protection: See provider & protection below

Provider & protection

Chip is not the bank. Chip is an authorised payment institution, and money in its savings accounts is held by a partner bank — ClearBank Limited for the Easy Access and Cash ISA products. Because the bank holding the money differs between Chip's products, we don't publish a single set of provider details here and we don't link out to it. Check on Chip's own site which bank would hold your money, and what protection applies, before opening an account.

Information only, not financial advice. This rate was read from Chip's own page on 5 Oct 2026. Check Chip’s own terms before applying.