How we make money

Commission

Some outbound links on SwitchScout are affiliate links. Where they are, we may receive a commission if you open an account after following one, at no extra cost to you. Affiliate links are currently switched off, so no link on this site earns us anything today.

How accounts are ranked

Savings accounts are ordered by AER, highest first. Switch offers are ordered by the bonus you are guaranteed if you qualify — never by an “up to” figure. Ties break alphabetically by provider so the order is stable.

That is the whole ranking. There is no paid placement, no weighting for commercial partners, and no way for a commercial relationship to move a row up, push one down, or keep one off the page. Every account we track is ranked the same way whether or not we could earn anything from it.

What we cover, and what we leave out

We track a selected set of UK savings accounts, Cash ISAs and current-account switch offers. It is not a whole-of-market comparison, and we say so on the pages where it matters. A switch offer we cannot read accurately from the bank’s own page is left out rather than guessed at. A provider whose deposit-taker details we have not verified gets no outbound link from us.

What SwitchScout is not

• We are not a bank and not the deposit-taker. We never hold your money.
• We do not process applications or make decisions on a bank’s behalf. You apply directly with the provider, on its own site and under its own terms.
• We do not give financial advice or personal recommendations. We do not know your circumstances, and nothing here takes them into account.
• We are not authorised by the Financial Conduct Authority.

Provider and protection information

Each account and switch-offer page carries the deposit-taker’s own details — its full legal name, where it is incorporated, whether it is regulated for deposit-taking and by whom, which compensation and complaints schemes apply, and its capital position — alongside the product itself, so you can read it before deciding to go anywhere. Eligible deposits with a UK-authorised firm are protected by the FSCS up to £120,000 per eligible person, per authorised firm, subject to FSCS rules. See how FSCS protection works.