Best easy-access savings
Withdraw any time. Best for money you may need at short notice.
We track 27 providers for this comparison, not the whole market — so the best rate available in the UK may be higher than the best shown here. Every rate we do show was read from the provider’s own page.
39 accounts
Ranked by AER| Account | AER | Access | Min | 12-month trend | Provider & protection | |
|---|---|---|---|---|---|---|
FlexOne Saver Sample figure | 5.00% | Instant | £1 | — | Nationwide Building Society · FSCS protected
Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately. | View account › |
Saver Sample figure | 4.85% | Instant | £1 | — | Provider details unverified | View account › |
Smart Saver Sample figure | 4.75% | Instant | £1 | — | Provider details unverified | View account › |
Easy Access Sample figure | 4.68% | Instant | £1 | — | Provider details unverified | View account › |
Easy Access Sample figure | 4.60% | Instant | £25,000 | — | Provider details unverified | View account › |
Easy Access Sample figure | 4.60% | Instant | £1 | — | Provider details unverified | View account › |
Online Easy Access Account Checked 29 Sep 2026 | 4.55% | Instant | Not stated | Cynergy Bank plc · FSCS protected
Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately. | View account › | |
Online Savings Sample figure | 4.55% | Instant | £1 | — | Provider details unverified | View account › |
Online Easy Access Sample figure | 4.55% | Instant | £1 | — | Cynergy Bank plc · FSCS protected
Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately. | View account › |
Easy Access Sample figure | 4.53% | Instant | £5,000 | — | Provider details unverified | View account › |
High Yield Sample figure | 4.52% | Instant | £1 | — | Provider details unverified | View account › |
Double Access Sample figure | 4.45% | 2 withdrawals/yr | £1 | — | Provider details unverified | View account › |
Instant Access Sample figure | 4.45% | Instant | £1 | — | Provider details unverified | View account › |
Easy Access Sample figure | 4.40% | Instant | £1 | — | Provider details unverified | View account › |
Loyalty Saver Sample figure | 4.40% | Instant | £5,000 | — | Provider details unverified | View account › |
Online Saver Sample figure | 4.35% | Instant | £1 | — | Provider details unverified | View account › |
Easy Access Sample figure | 4.35% | Instant | £1 | — | Provider details unverified | View account › |
Triple Access Sample figure | 4.30% | 3 withdrawals/yr | £1 | — | Provider details unverified | View account › |
Rainy Day Sample figure | 4.25% | 2 withdrawals/yr | £1 | — | Provider details unverified | View account › |
Instant Savings Sample figure | 4.25% | Instant | £1 | — | Provider details unverified | View account › |
Limited Access Saver Checked 29 Sep 2026 | 4.21% | Limited access | Not stated | OneSavings Bank plc · FSCS protected
Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately. | View account › | |
Easy Access Saver Sample figure | 4.20% | Instant | £1 | — | Santander UK plc · FSCS protected
Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately. | View account › |
Online Saver Sample figure | 4.15% | Instant | £1 | — | Provider details unverified | View account › |
Bonus Easy Access Savings Account Checked 29 Sep 2026 | 4.13% | Instant | Not stated | Shawbrook Bank Limited · FSCS protected
Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately. | View account › | |
Instant Access Savings Sample figure | 4.10% | Instant | £1 | — | Provider details unverified | View account › |
Online Saver Sample figure | 4.05% | Instant | £1 | — | Provider details unverified | View account › |
Easy Access Plus Checked 29 Sep 2026 | 3.88% | Instant | Not stated | Shawbrook Bank Limited · FSCS protected
Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately. | View account › | |
Easy Access Saver Account Checked 29 Sep 2026 | 3.81% | Instant | Not stated | Provider details unverified | View account › | |
Easy Access Savings Account Checked 29 Sep 2026 | 3.75% | Instant | Not stated | OneSavings Bank plc · FSCS protected
Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately. | View account › | |
Instant Access Savings Account Checked 29 Sep 2026 | 3.51% | Instant | Not stated | Provider details unverified | View account › | |
Everyday Saver Sample figure | 3.50% | Instant | £1 | — | Barclays Bank UK PLC · FSCS protected
Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately. | View account › |
1 Year Triple Access Saver Checked 29 Sep 2026 | 3.30% | Limited access | Not stated | Nationwide Building Society · FSCS protected
Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately. | View account › | |
Easy Access Account (Issue 2) Checked 29 Sep 2026 | 3.27% | Instant | Not stated | Oxbury Bank Plc · FSCS protected
Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately. | View account › | |
Children's Future Saver Sample figure | 2.80% | Instant | £1 | — | Nationwide Building Society · FSCS protected
Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately. | View account › |
Easy Access Checked 29 Sep 2026 | 2.70% | Instant | Not stated | Shawbrook Bank Limited · FSCS protected
Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately. | View account › | |
Flex Instant Saver Checked 29 Sep 2026 | 2.30% | Instant | Not stated | Nationwide Building Society · FSCS protected
Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately. | View account › | |
Instant Access Saver Checked 29 Sep 2026 | 1.20% | Instant | Not stated | Nationwide Building Society · FSCS protected
Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately. | View account › | |
Branch Instant Access Maturity Sample figure | 1.20% | Instant | £1 | — | Nationwide Building Society · FSCS protected
Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately. | View account › |
Fixed Term Branch Bond Maturity Sample figure | 1.20% | Instant | £1 | — | Nationwide Building Society · FSCS protected
Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately. | View account › |
Information only, not financial advice — we do not consider your circumstances. 12 of 39 rates below were read from the provider's own page; the rest are illustrative sample figures. Check the provider’s own terms before applying.