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Cynergy Bank Online Easy Access

Current rate

4.55%

Sample figure

12-month trend

We only chart a rate history we have actually read, and this account's figure is not a reading of Cynergy Bank's rate.

Provider: Cynergy Bank
Type: Easy-access savings
Access: Instant
Minimum deposit: £1
ISA eligible: No
Protection: FSCS up to £120,000

Provider & protection

Deposit-taker: Cynergy Bank plc, trading as Cynergy Bank
Country of incorporation: England and Wales
Principal place of business: United Kingdom
Regulated for deposit-taking: Yes
Prudential regulator: Prudential Regulation Authority
Deposit guarantee scheme: Financial Services Compensation Scheme (FSCS)
Dispute resolution scheme: Financial Ombudsman Service
Paid up capital and reserves: Exceeds £400 million (as at 31 Dec 2025)

Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately.

You apply directly with Cynergy Bank. SwitchScout is not the deposit-taker, does not accept deposits and does not process applications.

Provider details verified 20 Aug 2026 from the provider’s own disclosure.

We don’t hold a direct link for this account. Search for it on Cynergy Bank’s own site to check the current terms.

Information only, not financial advice. This rate is an illustrative sample figure, not a reading of Cynergy Bank's current rate, and the trend shown with it is generated rather than observed. Check Cynergy Bank’s own terms before applying.