Atom Bank savings rates
Every Atom Bank account we track, ranked by AER — we may not track all of them, and this is not a whole-of-market comparison.
| Account | AER | Access | Min | 12-month trend | Provider & protection | |
|---|---|---|---|---|---|---|
5 Year Fixed Saver Checked 29 Sep 2026 | 5.20% | Fixed | Not stated | Atom bank plc · FSCS protected
Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately. | View account › | |
2 Year Fixed Saver Checked 29 Sep 2026 | 5.10% | Fixed | Not stated | Atom bank plc · FSCS protected
Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately. | View account › | |
3 Year Fixed Saver Checked 29 Sep 2026 | 5.10% | Fixed | Not stated | Atom bank plc · FSCS protected
Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately. | View account › | |
1 Year Fixed Saver Checked 29 Sep 2026 | 4.90% | Fixed | Not stated | Atom bank plc · FSCS protected
Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately. | View account › | |
6 Month Fixed Saver Checked 29 Sep 2026 | 4.55% | Fixed | Not stated | Atom bank plc · FSCS protected
Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately. | View account › | |
9 Month Fixed Saver Checked 29 Sep 2026 | 4.55% | Fixed | Not stated | Atom bank plc · FSCS protected
Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately. | View account › | |
1 Year Fixed Sample figure | 4.53% | Fixed | £50 | — | Atom bank plc · FSCS protected
Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately. | View account › |
2 Year Fixed Sample figure | 4.45% | Fixed | £50 | — | Atom bank plc · FSCS protected
Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately. | View account › |
3 Year Fixed Sample figure | 4.40% | Fixed | £50 | — | Atom bank plc · FSCS protected
Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately. | View account › |
5 Year Fixed Sample figure | 4.35% | Fixed | £50 | — | Atom bank plc · FSCS protected
Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately. | View account › |
Information only, not financial advice — we do not consider your circumstances. 6 of 10 rates below were read from the provider's own page; the rest are illustrative sample figures. SwitchScout is not the deposit-taker; you apply directly with Atom Bank.