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Santander savings rates

Every Santander account we track, ranked by AER — we may not track all of them, and this is not a whole-of-market comparison.

AccountAERAccessMin12-month trendProvider & protection
Regular eSaver
Sample figure
5.50%12-month term£1—
Santander UK plc · FSCS protected
Deposit-taker
Santander UK plc, trading as Santander
Country of incorporation
England and Wales
Principal place of business
United Kingdom
Regulated for deposit-taking
Yes
Prudential regulator
Prudential Regulation Authority
Deposit guarantee scheme
Financial Services Compensation Scheme (FSCS)
Dispute resolution scheme
Financial Ombudsman Service
Paid up capital and reserves
Exceeds £10 billion (as at 31 Dec 2025)

Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately.

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Easy Access ISA
Sample figure
4.20%Instant£500—
Santander UK plc · FSCS protected
Deposit-taker
Santander UK plc, trading as Santander
Country of incorporation
England and Wales
Principal place of business
United Kingdom
Regulated for deposit-taking
Yes
Prudential regulator
Prudential Regulation Authority
Deposit guarantee scheme
Financial Services Compensation Scheme (FSCS)
Dispute resolution scheme
Financial Ombudsman Service
Paid up capital and reserves
Exceeds £10 billion (as at 31 Dec 2025)

Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately.

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Easy Access Saver
Sample figure
4.20%Instant£1—
Santander UK plc · FSCS protected
Deposit-taker
Santander UK plc, trading as Santander
Country of incorporation
England and Wales
Principal place of business
United Kingdom
Regulated for deposit-taking
Yes
Prudential regulator
Prudential Regulation Authority
Deposit guarantee scheme
Financial Services Compensation Scheme (FSCS)
Dispute resolution scheme
Financial Ombudsman Service
Paid up capital and reserves
Exceeds £10 billion (as at 31 Dec 2025)

Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately.

View account ›

Information only, not financial advice — we do not consider your circumstances. Rates below are illustrative sample figures, not current market rates. SwitchScout is not the deposit-taker; you apply directly with Santander.