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Best notice accounts

Give notice to withdraw in exchange for a better rate.

We track 7 providers for this comparison, not the whole market — so the best rate available in the UK may be higher than the best shown here. Every rate we do show was read from the provider’s own page.

12 accounts

Ranked by AER
AccountAERAccessMin12-month trendProvider & protection
90-Day Notice
Sample figure
4.63%90 days' notice£1—
Oxbury Bank Plc · FSCS protected
Deposit-taker
Oxbury Bank Plc, trading as Oxbury
Country of incorporation
England and Wales
Principal place of business
United Kingdom
Regulated for deposit-taking
Yes
Prudential regulator
Prudential Regulation Authority
Deposit guarantee scheme
Financial Services Compensation Scheme (FSCS)
Dispute resolution scheme
Financial Ombudsman Service
Paid up capital and reserves
Exceeds £200 million (as at 31 Dec 2025)

Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately.

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90-Day Notice
Sample figure
4.60%90 days' notice£5,000—Provider details unverifiedView account ›
95-Day Notice
Sample figure
4.57%95 days' notice£5,000—Provider details unverifiedView account ›
90-Day Notice
Sample figure
4.55%90 days' notice£1,000—Provider details unverifiedView account ›
90-Day Notice
Sample figure
4.50%90 days' notice£1—Provider details unverifiedView account ›
60-Day Notice
Sample figure
4.48%60 days' notice£1—Provider details unverifiedView account ›
45 Day Notice Account
Checked 29 Sep 2026
4.21%45 days' noticeNot stated
Shawbrook Bank Limited · FSCS protected
Deposit-taker
Shawbrook Bank Limited, trading as Shawbrook
Country of incorporation
England and Wales
Principal place of business
United Kingdom
Regulated for deposit-taking
Yes
Prudential regulator
Prudential Regulation Authority
Deposit guarantee scheme
Financial Services Compensation Scheme (FSCS)
Dispute resolution scheme
Financial Ombudsman Service
Paid up capital and reserves
Exceeds £1600 million (as at 31 Dec 2025)

Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately.

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120 Day Notice Account
Checked 29 Sep 2026
4.21%120 days' noticeNot stated
Shawbrook Bank Limited · FSCS protected
Deposit-taker
Shawbrook Bank Limited, trading as Shawbrook
Country of incorporation
England and Wales
Principal place of business
United Kingdom
Regulated for deposit-taking
Yes
Prudential regulator
Prudential Regulation Authority
Deposit guarantee scheme
Financial Services Compensation Scheme (FSCS)
Dispute resolution scheme
Financial Ombudsman Service
Paid up capital and reserves
Exceeds £1600 million (as at 31 Dec 2025)

Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately.

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120 Day Notice Account (Issue 25)
Checked 29 Sep 2026
4.19%120 days' noticeNot stated
Oxbury Bank Plc · FSCS protected
Deposit-taker
Oxbury Bank Plc, trading as Oxbury
Country of incorporation
England and Wales
Principal place of business
United Kingdom
Regulated for deposit-taking
Yes
Prudential regulator
Prudential Regulation Authority
Deposit guarantee scheme
Financial Services Compensation Scheme (FSCS)
Dispute resolution scheme
Financial Ombudsman Service
Paid up capital and reserves
Exceeds £200 million (as at 31 Dec 2025)

Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately.

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90 Day Notice Account (Issue 14)
Checked 29 Sep 2026
4.18%90 days' noticeNot stated
Oxbury Bank Plc · FSCS protected
Deposit-taker
Oxbury Bank Plc, trading as Oxbury
Country of incorporation
England and Wales
Principal place of business
United Kingdom
Regulated for deposit-taking
Yes
Prudential regulator
Prudential Regulation Authority
Deposit guarantee scheme
Financial Services Compensation Scheme (FSCS)
Dispute resolution scheme
Financial Ombudsman Service
Paid up capital and reserves
Exceeds £200 million (as at 31 Dec 2025)

Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately.

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65 Day Notice Account (Issue 7)
Checked 29 Sep 2026
4.17%65 days' noticeNot stated
Oxbury Bank Plc · FSCS protected
Deposit-taker
Oxbury Bank Plc, trading as Oxbury
Country of incorporation
England and Wales
Principal place of business
United Kingdom
Regulated for deposit-taking
Yes
Prudential regulator
Prudential Regulation Authority
Deposit guarantee scheme
Financial Services Compensation Scheme (FSCS)
Dispute resolution scheme
Financial Ombudsman Service
Paid up capital and reserves
Exceeds £200 million (as at 31 Dec 2025)

Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately.

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35 Day Notice Account (Issue 7)
Checked 29 Sep 2026
4.16%35 days' noticeNot stated
Oxbury Bank Plc · FSCS protected
Deposit-taker
Oxbury Bank Plc, trading as Oxbury
Country of incorporation
England and Wales
Principal place of business
United Kingdom
Regulated for deposit-taking
Yes
Prudential regulator
Prudential Regulation Authority
Deposit guarantee scheme
Financial Services Compensation Scheme (FSCS)
Dispute resolution scheme
Financial Ombudsman Service
Paid up capital and reserves
Exceeds £200 million (as at 31 Dec 2025)

Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately.

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Information only, not financial advice — we do not consider your circumstances. 6 of 12 rates below were read from the provider's own page; the rest are illustrative sample figures. Check the provider’s own terms before applying.