Home → Cash ISA rates → Barclays

Barclays Instant Cash ISA

Current rate

3.75%

Sample figure

12-month trend

We only chart a rate history we have actually read, and this account's figure is not a reading of Barclays's rate.

Provider: Barclays
Type: Cash ISA rates
Access: Instant
Minimum deposit: £1
ISA eligible: No
Protection: FSCS up to £120,000

Provider & protection

Deposit-taker: Barclays Bank UK PLC, trading as Barclays
Country of incorporation: England
Principal place of business: United Kingdom
Regulated for deposit-taking: Yes
Prudential regulator: Prudential Regulation Authority
Deposit guarantee scheme: Financial Services Compensation Scheme (FSCS)
Dispute resolution scheme: Financial Ombudsman Service
Paid up capital and reserves: Exceeds £15 billion (as at 31 Dec 2025)

Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately.

The same authorised firm also trades as Barclaycard, Barclays Business Banking, Barclays Premier Banking, Barclays Smart Investor, Barclays UK and Europe, Barclays Wealth Management and Tesco Bank. If you hold money with more than one of these, the compensation limit applies to your combined balance, not to each brand separately.

You apply directly with Barclays. SwitchScout is not the deposit-taker, does not accept deposits and does not process applications.

Provider details verified 20 Aug 2026 from the provider’s own disclosure.

We don’t hold a direct link for this account. Search for it on Barclays’s own site to check the current terms.

Information only, not financial advice. This rate is an illustrative sample figure, not a reading of Barclays's current rate, and the trend shown with it is generated rather than observed. Check Barclays’s own terms before applying.