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Barclays savings rates

Every Barclays account we track, ranked by AER — we may not track all of them, and this is not a whole-of-market comparison.

AccountAERAccessMin12-month trendProvider & protection
Instant Cash ISA
Sample figure
3.75%Instant£1—
Barclays Bank UK PLC · FSCS protected
Deposit-taker
Barclays Bank UK PLC, trading as Barclays
Country of incorporation
England
Principal place of business
United Kingdom
Regulated for deposit-taking
Yes
Prudential regulator
Prudential Regulation Authority
Deposit guarantee scheme
Financial Services Compensation Scheme (FSCS)
Dispute resolution scheme
Financial Ombudsman Service
Paid up capital and reserves
Exceeds £15 billion (as at 31 Dec 2025)

Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately.

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Everyday Saver
Sample figure
3.50%Instant£1—
Barclays Bank UK PLC · FSCS protected
Deposit-taker
Barclays Bank UK PLC, trading as Barclays
Country of incorporation
England
Principal place of business
United Kingdom
Regulated for deposit-taking
Yes
Prudential regulator
Prudential Regulation Authority
Deposit guarantee scheme
Financial Services Compensation Scheme (FSCS)
Dispute resolution scheme
Financial Ombudsman Service
Paid up capital and reserves
Exceeds £15 billion (as at 31 Dec 2025)

Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per authorised firm, subject to eligibility and FSCS rules. The limit applies to the total held across every brand sharing that firm's authorisation, not to each brand separately.

View account ›

Information only, not financial advice — we do not consider your circumstances. Rates below are illustrative sample figures, not current market rates. SwitchScout is not the deposit-taker; you apply directly with Barclays.